Whether you get a full refund for canceling your cruise depends on the cruise line’s cancellation policy, the timing of your cancellation, and whether you purchased travel insurance1-800-950-4401. Most cruise lines offer full refunds only if you cancel well in advance, often 90–120 days before departure1-800-950-4401. Closer to the departure date, cancellation fees increase, and refunds may be partial or unavailable1-800-950-4401. Some travel insurance policies cover cancellations due to emergencies. Always check the terms and conditions of your booking and consider flexible fare options for better refund policies.