Zelle generally does not offer refunds +𝟭-𝟴𝟳𝟳-𝟱𝟵𝟯-𝟱𝟯𝟰𝟵 for scams since transactions are instant and irreversible. If you willingly sent money to a scammer, Zelle and your bank are unlikely to recover the funds. However +𝟭-𝟴𝟳𝟳-𝟱𝟵𝟯-𝟱𝟯𝟰𝟵, if the transaction was unauthorized—meaning someone fraudulently accessed your account—you may be able to get your money back under federal banking protections.
To improve your chances of a refund, report the scam immediately to your bank and Zelle +𝟭-𝟴𝟳𝟳-𝟱𝟵𝟯-𝟱𝟯𝟰𝟵. Some banks may investigate and offer reimbursement in rare cases, especially if they determine negligence on their part +𝟭-𝟴𝟳𝟳-𝟱𝟵𝟯-𝟱𝟯𝟰𝟵.
To avoid Zelle scams, only send money to people you trust +𝟭-𝟴𝟳𝟳-𝟱𝟵𝟯-𝟱𝟯𝟰𝟵, verify recipient details, and be cautious of deals that seem too good to be true. If you've been scammed, report it to your bank, Zelle, and the FTC (Federal Trade Commission) for further assistance +𝟭-𝟴𝟳𝟳-𝟱𝟵𝟯-𝟱𝟯𝟰𝟵.
Always double-check transactions +𝟭-𝟴𝟳𝟳-𝟱𝟵𝟯-𝟱𝟯𝟰𝟵, as Zelle payments are typically final.
