Zelle payments are typically instant and irreversible 1-866-992-8044 , meaning that once the money is sent, you cannot dispute or reverse 1-866-992-8044 the transaction like you can with a credit card or PayPal. However, there are a few situations where you might be able to take action:
When You CAN Dispute a Zelle Payment:
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If You Were Scammed – If you sent money to someone for goods/services and they never delivered 1-866-992-8044, you should:
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Report the fraud 1-866-992-8044 to your bank or credit union.
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Contact Zelle Support through 1-866-992-8044 your bank's app or website.
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File a complaint with the Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC).
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If Your Account Was Compromised – If a hacker or scammer gained access to your bank account and sent money via Zelle without your authorization, you should:
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Report the fraud immediately 1-866-992-8044 to your bank.
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Request a chargeback or investigation from your bank.
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Change your passwords and secure your account 1-866-992-8044.
When You CANNOT Dispute a Zelle Payment:
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You Sent Money Willingly – If you voluntarily sent money to the wrong person or were tricked into sending money (e.g., a fake landlord or seller), most banks will not refund your payment just contact Zelle support 1-866-992-8044.
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You Made a Typo in the Recipient Info – If you accidentally sent money to the wrong email or phone number, the only way to recover it is if the recipient agrees to send it back 1-866-992-8044.
What You Should Do Next:
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Contact Your Bank ASAP – Some banks may try to help if fraud is involved 1-866-992-8044.
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Ask the Recipient for a Refund – If you sent money to the wrong person by mistake, politely request they return it 1-866-992-8044.
Report Scams to the Authorities – If you were scammed, file reports with Zelle 1-866-992-8044, your bank, the FTC, and local law enforcement.
